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Chapter 13 Bankruptcy

Under Chapter 13 Bankruptcy your debt is reorganized and you are put on a payment plan that helps you to pay off your debt over time.

Unlike a Chapter 7 Bankruptcy, which simply eliminates your unsecured debt and has no payments, a Chapter 13 Bankruptcy is a powerful tool to pay creditors on terms that are more favorable to you.

If you are in danger of losing your home to foreclosure, or your car to repossession, filing a Chapter 13 Bankruptcy can stop those processes and help you to keep your property.

Repayment plans under a Chapter 13 Bankruptcy can allow for the repayment of delinquent income taxes or back child support over a 3 to 5 year period. It also prohibits wage garnishment in most cases.

We are here to help you through the process of filing bankruptcy and would be happy to assist you on your journey to financial freedom.
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